Texas Tow Truck Insurance

The easiest way to get tow truck insurance is call Steven or Karen at 877-280-5300.  However, if you would like to fill out the applications and email them to steven@stevengoss.com, here they are:

CONSENT, NON-CONSENT, PRIVATE TOW

Application

Supplemental Application

Employment Schedule
(Only if less than five years in business)

Additional Vehicle Schedule
(Only if more than 10 vehicles)

Additional Employee List


REPOSESSION

Repo Application

Repo Additional Employee Supplement


Steven Goss maintains all forms you will need for starting or maintaining a Texas tow truck or wrecker operation at www.mrtowtruck.com.  A few selected applications and instructions are:

Texas Tow Truck Application
Instructions

Texas Vehicle Storage Facility App Instructions


Texas Tow Truck Insurance Limits

The Texas Tow Act creates new classifications of tow trucks and operators. 

• Each tow truck requires a separate permit.
• Each driver requires a license.
• Incident Management (IM) Towing Permit – required for any nonconsent tow initiated by a peace officer
  • Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s towing guidelines
  • Maintain at least $500,000 of liability insurance for the tow truck
  • Maintain at least $50,000 of cargo insurance for the tow truck
  • A tow truck with an IM permit may also be used for private property towing and consent towing
• Private Property (PP) Towing Permit – required for a tow truck used to perform a nonconsent tow authorized by a parking facility owner
  • Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s towing guidelines
  • Maintain at least $300,000 of liability insurance for the tow truck
  • Maintain at least $50,000 of cargo insurance for the tow truck
  • A tow truck with an PP permit may also be used for consent towing but not for incident management towing
• Consent Towing (CT) Permit – required to a tow truck used  for a consent tow
  • Tow truck equipped to tow light-duty or heavy-duty vehicles according to the manufacturer’s towing guidelines
  • Maintain at least $300,000 of liability insurance for the tow truck
  • A tow truck with an CT permit may not be used for nonconsent towing including incident management and private property towing
• The Act requires TDLR to do a criminal background check of all applicants for an operator’s license beginning in 2008.  IM and PP operators will need to be certified by the National Drivers Certification Program of the Towing and Recovery Assoc. of America (or equivalent).
• All licenses and permits must renew annually.

SOURCE:  Texas Department of Licensing and Regulation

Steven Goss Knows Tow Trucks

You need an insurance agent that knows the difference between a roll back and a wheel lift.  Steven Goss knows what limits you need for consent, non consent or repo work for Texas and Oklahoma wreckers and tow trucks. 

Vist his http://www.mrtowtruck.com/ for Texas and Oklahoma tow truck license applications and forms.  Texas Towing or Oklahoma Towing applications and instructions are provide for your assistance.


Towing Related Articles:

Oklahoma Wrecker Owners Request Rate Increase.  Read this Story.



Cities Begin Towing Uninsured Vehicles:CITY OF DALLAS TOWING ORDINANCE - Letter from the City

Dallas Resident,

Beginning January 1, 2009 the Dallas Police Department will begin enforcing the Uninsured Motorist Ordinance, approved by the Dallas City Council on May 28, 2008. Under this ordinance drivers stopped for a traffic violation who cannot show proof of auto insurance meeting state requirements will be issued a citation and will have his or her vehicle towed at the owner’s expense. The City already tows the vehicles of uninsured motorists involved in traffic accidents.

The new ordinance is in response to the large number of people driving in the City of Dallas without the proper state required auto insurance. These uninsured drivers place an unfair burden on those who comply with state law and maintain auto insurance. The Dallas Police Department currently issues about 75,000 citations a year to motorists with no auto insurance. With the new ordinance, the city anticipates fewer of these citations as more drivers comply with the law to avoid having their vehicles towed.

To find out more about the Uninsured Motorist Ordinance that amended Section 28-4 of the Dallas City Code, please review the ordinance.

If you have any questions about this policy please call 311 (the City of Dallas’ Customer Service Helpline) or 214-670-5111 when calling outside the City of Dallas.

Comply with state law: contact an automobile insurance provider and obtain auto insurance.  It’s the law.

OKLAHOMA UPDATE

Oklahoma recently expanded their move over law to include tow trucks in their definition of emergency vehicles.  Its about time since so many tow truck operators are killed each year.  To read more about this story and watch a great news piece on it, click here.